With so many options available, choosing the right health insurance plan can be confusing. However, if you focus on key factors, the process becomes easier.
Things to Consider
Coverage Amount: Choose a sum insured that matches your family’s needs.
Network Hospitals: Ensure your preferred hospitals are in the insurer’s network.
Pre-existing Diseases: Check the waiting period for existing health conditions.
Premium vs. Benefits: Don’t just pick the cheapest policy—look at what it actually covers.
Add-ons: Options like maternity cover, critical illness cover, or daily hospital cash can be useful.
Quick Tip
If you’re young and healthy, start with a basic plan early. Premiums are lower, and you build a no-claim bonus over time.
The “right” insurance plan is the one that fits your lifestyle, budget, and long-term health needs.
